Wide-ranging Tenure : Select a repayment tenure ranging from 12 months to 84 months, offering flexibility to align with your financial capability.
Online Application for Quick Process : Apply for your car loan with low interest rate conveniently through our user-friendly online platform, saving time and effort. Our streamlined application process ensures quick approval and disbursal of funds, getting you behind the wheel sooner. We require only essential documents for processing, simplifying the application process for you
Minimal Documentation : Whether it's a brand-new model or a reliable used car, our loan covers both, giving you more options.
No Hidden Charges : Transparent terms and conditions ensure there are no surprises, providing peace of mind throughout the loan tenure.
Part Prepayment and Foreclosure Options :
Boost to Credit Score : Timely repayment of your car loan can enhance your credit score, opening doors to future financial opportunities.
Convenient Repayment Channels : Repay your loan conveniently through multiple channels such as online transfers, standing instructions, or post-dated cheques.
Exclusive Offers and Discounts : As a Noble Fintech Advisory customer, benefit from exclusive offers, discounts, and promotions from partner dealerships and manufacturers.
Loan Top-Up Facility : Access additional funds for car-related expenses with our loan top-up facility at attractive interest rates.
Read on to know the criteria required to apply for our Commercial Vehicle Loan.
car loan with low interest rate eligibility criteria vary from one bank to another, but generally include factors such as your age (usually 21 to 65 years), minimum income (often around INR 20,000 per month), and stable employment. A good credit score, usually 700 or above, is important. Some banks might require you to be a salaried employee or self-employed, while others could need you to have a certain work experience or business vintage. Banks also consider your existing debts and liabilities to ensure you can manage the loan. Checking with each bank directly or using their online eligibility calculators can provide precise criteria tailored to their policies. car loan with low interest rate Eligibility for Salaried Individuals/Self-Employed Individuals For Salaried Individuals 1. Individuals who are at least 21 years old at the time of loan application and no older than 60 at the end of the loan tenure 2. Individuals who have worked for at least two years, with at least one year with the current employer 3. Individuals with a minimum earning of Rs. 3,00,000 per year, including the income of the spouse/co-applicant. and liabilities to ensure you can manage the loan. Checking with each bank directly or using their online eligibility calculators can provide precise criteria tailored to their policies.
Individuals who are at least 21 years old at the time of loan application and no older than 60 at the end of the loan tenure
Individuals who have worked for at least two years, with at least one year with the current employer
Individuals with a minimum earning of Rs. 3,00,000 per year, including the income of the spouse/co-applicant.
Individuals who are at least 21 years old at the time of application and no older than 65 at the end of the loan tenure.
Those who have been in business for at least two years.
Should earn at least Rs. 3,000,000 per year
A car loan is a financial arrangement where a lender provides funds to help you purchase a vehicle. You repay the loan in installments, often with interest, until the loan is fully paid off
You apply for a car loan from a lender, and if approved, you receive the funds to buy the car. You then repay the loan in monthly installments over a predetermined period, typically 2-7 years, until the loan is paid off.
Factors include your credit score, income, employment history, existing debts, down payment, and the chosen car's value.
A fixed interest rate remains constant throughout the loan term, while a variable rate can change based on market conditions, affecting your monthly payments.
Yes, pre-approval provides you with an estimated loan amount and interest rate, helping you shop for a car within your budget and potentially negotiate better terms.
If you miss payments, it can negatively impact your credit score, and the lender might repossess the car. Contact your lender immediately if you're facing financial difficulties.
The maximum loan amount depends on various factors including your income, creditworthiness, the value of the car, and the loan term. Our loan officers will work with you to determine the maximum loan amount you qualify for.
Yes, car insurance is typically required when you take out a car loan. This insurance helps protect both you and the lender in case of accidents, theft, or other damages to the vehicle.
Wide-ranging Tenure : Select a repayment tenure ranging from 12 months to 84 months, offering flexibility to align with your financial capability.
Online Application for Quick Process : Apply for your car loan conveniently through our user-friendly online platform, saving time and effort. Our streamlined application process ensures quick approval and disbursal of funds, getting you behind the wheel sooner. We require only essential documents for processing, simplifying the application process for you
Minimal Documentation : Whether it's a brand-new model or a reliable used car, our loan covers both, giving you more options.
No Hidden Charges : Transparent terms and conditions ensure there are no surprises, providing peace of mind throughout the loan tenure.
Part Prepayment and Foreclosure Options :
Boost to Credit Score : Timely repayment of your car loan can enhance your credit score, opening doors to future financial opportunities.
Convenient Repayment Channels : Repay your loan conveniently through multiple channels such as online transfers, standing instructions, or post-dated cheques.
Exclusive Offers and Discounts : As a Noble Fintech Advisory customer, benefit from exclusive offers, discounts, and promotions from partner dealerships and manufacturers.
Loan Top-Up Facility : Access additional funds for car-related expenses with our loan top-up facility at attractive interest rates.
Car loan eligibility criteria vary from one bank to another, but generally include factors such as your age (usually 21 to 65 years), minimum income (often around INR 20,000 per month), and stable employment. A good credit score, usually 700 or above, is important. Some banks might require you to be a salaried employee or self-employed, while others could need you to have a certain work experience or business vintage. Banks also consider your existing debts and liabilities to ensure you can manage the loan. Checking with each bank directly or using their online eligibility calculators can provide precise criteria tailored to their policies. Car Loan Eligibility for Salaried Individuals/Self-Employed Individuals For Salaried Individuals 1. Individuals who are at least 21 years old at the time of loan application and no older than 60 at the end of the loan tenure 2. Individuals who have worked for at least two years, with at least one year with the current employer 3. Individuals with a minimum earning of Rs. 3,00,000 per year, including the income of the spouse/co-applicant. and liabilities to ensure you can manage the loan. Checking with each bank directly or using their online eligibility calculators can provide precise criteria tailored to their policies.
An EMI calculator is a useful tool that can help you estimate the monthly installments you will have to pay towards your Car loan within a specific period. By using the Noble Fintech Advisory EMI calculator, you can calculate your EMI beforehand, which can help you plan your finances better. Additionally, you can check your eligibility and compare different loan options using Noble Fintech Advisory Car Loan calculator.
A car loan is a financial arrangement where a lender provides funds to help you purchase a vehicle. You repay the loan in installments, often with interest, until the loan is fully paid off
You apply for a car loan from a lender, and if approved, you receive the funds to buy the car. You then repay the loan in monthly installments over a predetermined period, typically 2-7 years, until the loan is paid off.
Factors include your credit score, income, employment history, existing debts, down payment, and the chosen car's value.
A fixed interest rate remains constant throughout the loan term, while a variable rate can change based on market conditions, affecting your monthly payments.
Yes, pre-approval provides you with an estimated loan amount and interest rate, helping you shop for a car within your budget and potentially negotiate better terms.
If you miss payments, it can negatively impact your credit score, and the lender might repossess the car. Contact your lender immediately if you're facing financial difficulties.
The maximum loan amount depends on various factors including your income, creditworthiness, the value of the car, and the loan term. Our loan officers will work with you to determine the maximum loan amount you qualify for.
Yes, car insurance is typically required when you take out a car loan. This insurance helps protect both you and the lender in case of accidents, theft, or other damages to the vehicle.
At Noble Fintech Advisory, we strive to help you go beyond the expected. We don't just offer loans; we provide financial solutions tailored to your needs. Our commitment to transparency, excellence in customer services, our innovative loan products ensures that you achieve your goals with confidence.
217, Off B/2, Parmar Trade Center, 12 Cannaught House And Road, Pune, Maharashtra, 411001
