Customized Loan Amount fast business loans offer flexible loan amounts tailored to the needs of your business, whether you require a small infusion of capital or a larger investment. Choose a repayment tenure that aligns with your business plans, ranging from short-term loans for immediate needs to long-term loans for significant investments
Flexible Loan Tenure Business loans offer flexible loan amounts tailored to the needs of your business, whether you require a small infusion of capital or a larger investment. Choose a repayment tenure that aligns with your business plans, ranging from short-term loans for immediate needs to long-term loans for significant investments
Term Loan or OD WITH TAX BENEFITS Business loans offer flexible loan amounts tailored to the needs of your business, whether you require a small infusion of capital or a larger investment. Choose a repayment tenure that aligns with your business plans, ranging from short-term loans for immediate needs to long-term loans for significant investments Online Process with Minimum Documentation Many lenders offers online application options, making it convenient to apply for a business loan from anywhere. Minimal documentation requirements further simplify the process. If your business needs additional funds in the future, you can often top up your existing loan or renew it for continued support • Quick Approval and Fast Disbursal Business loans often come with a streamlined approval process, allowing you to access funds quickly to seize opportunities or address urgent business needs. larger investment. Choose a repayment tenure that aligns with your business plans, ranging from short-term loans for immediate needs to long-term loans for significant investments
Online Process with Minimum Documentation Many lenders offers online application options, making it convenient to apply for a business loan from anywhere. Minimal documentation requirements further simplify the process. If your business needs additional funds in the future, you can often top up your existing loan or renew it for continued support
Quick Approval and Fast Disbursal Business loans often come with a streamlined approval process, allowing you to access funds quickly to seize opportunities or address urgent business needs.
Collateral-Free AND Competitive ROI :
Depending on the lender and loan type, you may have the option to provide collateral (such as equipment, property, or accounts receivable) to secure the loan or opt for an unsecured loan without collateral. Enjoy competitive interest rates on your business loan, keeping your borrowing costs low and manageable
Doorstep Services We provides doorstep services to make your borrowing experience hassle-free. You can simply apply for a business loan with us, and we will arrange for the doorstep pickup of the required documents. Our executive will be there to assist Throughout the Loan Journey.
Expansion of Your Business :
Access to funding through a business loan enables you to invest in growth opportunities , expand into new markets, launch new products or services, or open additional locations.
Purchase Raw Materials IN manufacturing business, you may need FLAWLESS FLOW OF FUNDS to procure raw materials or inventory. During peak seasonal fluctuations, you may need additional funds to stack up a large volume of inventory. A business loan can be of great help in such a situation.
Shortage of Cash-flow With a business loan, you can better manage your cash flow by having funds available to cover unexpected expenses, seasonal fluctuations, or large purchases, a business loan can provide stability during lean months and ensure smooth operations throughout the year.
Enhanced Competitive Edge :
Investing in new technologies, marketing initiatives, or expanding your product line can give your business a competitive edge in the market. Expand your team or invest in employee training programs to enhance productivity, customer service, and overall business performance. Allocate funds from your business loan to strategic marketing campaigns, brand-building initiatives, or digital marketing efforts to increase visibility and attract more customers.
Debt Consolidation and Refinancing :
Use a business loan to consolidate high-interest debts into a single, more manageable loan, or refinance existing loans to secure better terms and lower interest rates.
Read on to know the criteria required to apply for our Business Loan.
A good credit score is often required to qualify for a business loan. Lenders use your credit history to assess your ability to repay the loan.
Some lenders require a minimum operational history for your business, usually ranging from a few months to a year or more.
Lenders may have a minimum annual revenue requirement to ensure your business has a stable income.
Secured loans might require assets as collateral to secure the loan. Collateral can be real estate, equipment, inventory, or other valuable assets.
Lenders often evaluate your business's cash flow to determine your ability to repay the loan.
Min. 23 years at the time of loan application & Max. 65 years at the time of loan maturity.
Individuals, MSMEs, Sole Proprietorships, Partnership Firms, Public and Private Limited Companies, Limited Liability Partnerships, retailers, traders, manufacturers, and other non-farm income-generating business entities engaged only in the services, trading, and manufacturing sectors
Min. 1 year or above
Shall be defined by the Bank/NBFC
700 or above (Preferred by most private and public sector banks)
Indian citizens
Applicants must own either a residence, office, shop, or Godown.
The list of documents to be submitted varies based on type of business entity. Submit the following documents to begin with the loan process:
ITR for the past 2-3 years
Current Bank Account Statement for the last 12 months
Photocopy of PAN Card
6 Month Bank Account Statement
Address Proof for Residence such as Voter Card, Passport, Aadhar Card, Telephone Bill, Electricity Bill
Address proof for Business such as the Telephone Bill or Electricity Bill
Last Financial Year's provisional Financials and future year's projections.
Company's business profile on the letterhead
2 photographs of promoters and property owners.
Sanction letter and Repayment schedule of existing loan
GST registration certificate and GST returns of latest 2 years.
D-Vat/Sale tax registration copy (only for petrol pump)
Udhayam Aadhar registration certificate
Rent agreement copy of factory and residence (if property is rented)
Business Continuity proof of 3 years (3 years old ITR/Company registration etc)
Company PAN Card, Certificate of Incorporation, MOA, AOA, List of Directors, and Shareholding pattern for Pvt Ltd companies
Partnership Deed, Company pan Card for Partnership Companies
Loan processing and disbursement will take at least 7 working days post submission of all requisite documents and information as may be required by the Bank as per Bank's criteria. All loan approvals are at the sole discretion of the bank.
Interest rates can vary based on the type of loan, the term, and your business's credit profile. We offer competitive rates and transparent terms to ensure you get the most suitable option.
While a strong credit history can improve your chances of approval, we understand that businesses face challenges. We offer options for businesses with less-than-perfect credit, and our loan specialists will work with you to find a suitable solution.
Yes, you can apply for the business loan even with the bad credits and for that all you have to do is to give an assurance to bank that youâll be able to repay the loan.
Repayment terms vary based on the type of loan and the amount borrowed. We offer flexible terms to match your business's cash flow needs, ranging from short-term to long-term options.
Applying for a business loan with Noble Fintech Advisory is easy! You can start by filling out our online application form on our website or contacting one of our loan specialists directly. We'll guide you through the process step by step.
Absolutely. Our team of loan specialists is here to assist you throughout the application process. Whether you have questions about the required documents, need guidance on the best loan option for your business, or want to track your application status, we're here to help.
Customized Loan Amount Business loans offer flexible loan amounts tailored to the needs of your business, whether you require a small infusion of capital or a larger investment. Choose a repayment tenure that aligns with your business plans, ranging from short-term loans for immediate needs to long-term loans for significant investments
Flexible Loan Tenure Business loans offer flexible loan amounts tailored to the needs of your business, whether you require a small infusion of capital or a larger investment. Choose a repayment tenure that aligns with your business plans, ranging from short-term loans for immediate needs to long-term loans for significant investments
Term Loan or OD WITH TAX BENEFITS Business loans offer flexible loan amounts tailored to the needs of your business, whether you require a small infusion of capital or a larger investment. Choose a repayment tenure that aligns with your business plans, ranging from short-term loans for immediate needs to long-term loans for significant investments Online Process with Minimum Documentation Many lenders offers online application options, making it convenient to apply for a business loan from anywhere. Minimal documentation requirements further simplify the process. If your business needs additional funds in the future, you can often top up your existing loan or renew it for continued support • Quick Approval and Fast Disbursal Business loans often come with a streamlined approval process, allowing you to access funds quickly to seize opportunities or address urgent business needs. larger investment. Choose a repayment tenure that aligns with your business plans, ranging from short-term loans for immediate needs to long-term loans for significant investments
Online Process with Minimum Documentation Many lenders offers online application options, making it convenient to apply for a business loan from anywhere. Minimal documentation requirements further simplify the process. If your business needs additional funds in the future, you can often top up your existing loan or renew it for continued support
Quick Approval and Fast Disbursal Business loans often come with a streamlined approval process, allowing you to access funds quickly to seize opportunities or address urgent business needs.
Collateral-Free AND Competitive ROI :
Depending on the lender and loan type, you may have the option to provide collateral (such as equipment, property, or accounts receivable) to secure the loan or opt for an unsecured loan without collateral. Enjoy competitive interest rates on your business loan, keeping your borrowing costs low and manageable
Doorstep Services We provides doorstep services to make your borrowing experience hassle-free. You can simply apply for a business loan with us, and we will arrange for the doorstep pickup of the required documents. Our executive will be there to assist Throughout the Loan Journey.
Expansion of Your Fat Business Loan :
Access to funding through a business loan enables you to invest in growth opportunities , expand into new markets, launch new products or services, or open additional locations.
Purchase Raw Materials IN manufacturing business, you may need FLAWLESS FLOW OF FUNDS to procure raw materials or inventory. During peak seasonal fluctuations, you may need additional funds to stack up a large volume of inventory. A business loan can be of great help in such a situation.
Shortage of Cash-flow With a business loan, you can better manage your cash flow by having funds available to cover unexpected expenses, seasonal fluctuations, or large purchases, a business loan can provide stability during lean months and ensure smooth operations throughout the year.
Enhanced Competitive Edge :
Investing in new technologies, marketing initiatives, or expanding your product line can give your business a competitive edge in the market. Expand your team or invest in employee training programs to enhance productivity, customer service, and overall business performance. Allocate funds from your business loan to strategic marketing campaigns, brand-building initiatives, or digital marketing efforts to increase visibility and attract more customers.
Debt Consolidation and Refinancing :
Use a business loan to consolidate high-interest debts into a single, more manageable loan, or refinance existing loans to secure better terms and lower interest rates.
A good credit score is often required to qualify for a business loan. Lenders use your credit history to assess your ability to repay the loan.
Some lenders require a minimum operational history for your business, usually ranging from a few months to a year or more.
Lenders may have a minimum annual revenue requirement to ensure your business has a stable income.
Secured loans might require assets as collateral to secure the loan. Collateral can be real estate, equipment, inventory, or other valuable assets.
Lenders often evaluate your business's cash flow to determine your ability to repay the loan.
Min. 23 years at the time of loan application & Max. 65 years at the time of loan maturity.
Individuals, MSMEs, Sole Proprietorships, Partnership Firms, Public and Private Limited Companies, Limited Liability Partnerships, retailers, traders, manufacturers, and other non-farm income-generating business entities engaged only in the services, trading, and manufacturing sectors
Min. 1 year or above
Shall be defined by the Bank/NBFC
700 or above (Preferred by most private and public sector banks)
Indian citizens
Applicants must own either a residence, office, shop, or Godown.
The list of documents to be submitted varies based on type of business entity. Submit the following documents to begin with the loan process:
ITR for the past 2-3 years
Current Bank Account Statement for the last 12 months
Photocopy of PAN Card
6 Month Bank Account Statement
Address Proof for Residence such as Voter Card, Passport, Aadhar Card, Telephone Bill, Electricity Bill
Address proof for Business such as the Telephone Bill or Electricity Bill
Last Financial Year's provisional Financials and future year's projections.
Company's business profile on the letterhead
2 photographs of promoters and property owners.
Sanction letter and Repayment schedule of existing loan
GST registration certificate and GST returns of latest 2 years.
D-Vat/Sale tax registration copy (only for petrol pump)
Udhayam Aadhar registration certificate
Rent agreement copy of factory and residence (if property is rented)
Business Continuity proof of 3 years (3 years old ITR/Company registration etc)
Company PAN Card, Certificate of Incorporation, MOA, AOA, List of Directors, and Shareholding pattern for Pvt Ltd companies
Partnership Deed, Company pan Card for Partnership Companies
An EMI calculator is a useful tool that can help you estimate the monthly installments you will have to pay towards your Business loan within a specific period. By using the Noble Fintech Advisory EMI calculator, you can calculate your EMI beforehand, which can help you plan your finances better. Additionally, you can check your eligibility and compare different loan options using Noble Fintech Advisory Business Loan calculator.
Loan processing and disbursement will take at least 7 working days post submission of all requisite documents and information as may be required by the Bank as per Bank's criteria. All loan approvals are at the sole discretion of the bank.
Interest rates can vary based on the type of loan, the term, and your business's credit profile. We offer competitive rates and transparent terms to ensure you get the most suitable option.
While a strong credit history can improve your chances of approval, we understand that businesses face challenges. We offer options for businesses with less-than-perfect credit, and our loan specialists will work with you to find a suitable solution.
Yes, you can apply for the business loan even with the bad credits and for that all you have to do is to give an assurance to bank that youâll be able to repay the loan.
Repayment terms vary based on the type of loan and the amount borrowed. We offer flexible terms to match your business's cash flow needs, ranging from short-term to long-term options.
Applying for a business loan with Noble Fintech Advisory is easy! You can start by filling out our online application form on our website or contacting one of our loan specialists directly. We'll guide you through the process step by step.
Absolutely. Our team of loan specialists is here to assist you throughout the application process. Whether you have questions about the required documents, need guidance on the best loan option for your business, or want to track your application status, we're here to help.
At Noble Fintech Advisory, we strive to help you go beyond the expected. We don't just offer loans; we provide financial solutions tailored to your needs. Our commitment to transparency, excellence in customer services, our innovative loan products ensures that you achieve your goals with confidence.
217, Off B/2, Parmar Trade Center, 12 Cannaught House And Road, Pune, Maharashtra, 411001
